Turn rejected into accepted 

Get easy access to funds to expand your investment portfolio.

Grow your wealth

Receive a call from one of our friendly home loan strategists.


easy access variable


CALL TODAY 1800 801 999

Ask us your scenario here.

Are you an established investor now being rejected by the banks?

Mainstream lenders are all adopting what is known as a stress test rate, which when applied to the borrowers overall debt obligations invariably results in a lender decline based on the borrowers inability to service the proposed and existing loans at this inflated rate. The unique qualities of easy access mean that method of testing serviceability is not used and consequently many more borrowers are achieving approvals through this loan product.

What's the difference?

Outstanding debt is stress tested at a much lower rate than other loan products meaning YOU get approved

Tailored product exclusive to established investors

Access to features such as Interest Only in a strict lending climate 




Why choose this Home Loan?

  • Principal & Interest 
  • Up to 80% LVR
  • Redraw facility (similar to an offset account)
  • Available for a number of loan purposes including: purchase of established property, home improvement, cash out, debt consolidation and refinance
  • Unlimited loan splits available
  • Interest Only option
  • 90 day pre-approvals

Key features

  • Available to individuals, companies and trusts
  • Make additional repayments without penalty
  • Loan terms from 25 to 30 years
  • Choose weekly, fortnightly, or monthly repayments
  • Internet and phone account access

With options to suit your needs now

Reasons to choose us

Getting the right selection of lenders and 100% non-biased financial advice might be the most important asset when you make a decision.

24/7 local support,
 no off-shore call centres.

Helped thousands of clients nationally.

Can interpret complex financial structures.

Reasons to choose us

We believe the right home loan starts with the best advice from people who understand your lifestyle, goals and aspirations.  By matching your circumstances and your objectives with one of our 30 possible lenders, we can help you choose the right lender in today’s regulated lending environment. This choice often comes down to knowing the lenders appetite.

"Morgan Brooks were recommended to me by my accountant who had numerous clients who had enjoyed very positive outcomes with them. I called on a Saturday, completed my loan application that same day and executed loan and mortgage documents the following Saturday"

Tony, Brisbane

Happy people

Getting the right selection of lenders and 100% genuine advice might be the most important asset when you make a decision.

"I've dealt with several mortgage brokers over the years but none can compare to the personalised service from Morgan Brooks. Richard has decades of mortgage industry experience and is head and shoulders above any other broker I've every worked with! The team at MBD are extremely professional and worked tenaciously to secure a successful outcome. I was kept informed throughout the lending process. I would highly recommend MBD to anyone. You will not be disappointed!"

Kal, Canberra

"I met Richard during a school function and quickly found we shared many common traits, life experiences and ambitions. At some point Richard offered to review my real estate portfolio and offered advice on how I might improve my financial position through more competitive financial arrangements. That was 12 years ago and since them I have entrusted him with refinancing, loan increases, variations and the like. It has been a pleasure dealing with a professional who maintains a vigilant overview of my real estate finances. Experience counts and he has much to bring to the table"

Fred, Brisbane

Turn rejected into accepted

Get easy access to funds to expand your investment portfolio

CALL TODAY 1800 801 999


DISCLAIMER: The headline rate is available for owner occupiers. Investment loans have an additional rate loading of 0.35%. Additionally, there is a 0.75% loading where borrowers owns >3 properties (inclusive of the new application). Interest Only is available with a loading of 0.50%. The comparison rate of 4.59% is based on a home loan for 25 years. WARNING: the comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in different comparison rates. 


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